Medicare vs Medicaid - What's the Difference?

April 5, 2020
Medicare vs Medicaid - What's the Difference?

When navigating the confusing landscape of healthcare, it is easy to mix up Medicare and Medicaid especially since they share similar names. Medicare and Medicaid are similar in that they both aim to make healthcare accessible and affordable for American citizens. Both programs were founded by the United States government in 1965 and are funded by taxpayers.

The main difference is who may receive benefits from each program. Medicare recipients must be over the age of 65 or have another underlying disability that will qualify them to receive benefits. Medicaid, on the other hand, targets low-income individuals and families to receive funding. Seniors over the age of 65 may be eligible for Medicaid, but are always eligible for Medicare.

Here are some other key differences between the two programs:

Medicare

  • Sponsored by the federal government
  • Coverage does not depend on your earnings - all citizens 65+ are eligible
  • Contains 4 Parts with varying levels of coverage and premiums
  • Often used to cover doctor’s visits, prescription drugs and hospital stays

Medicaid

  • Is funded by both the state and federal government
  • Every state has different rules and coverage options
  • Coverage depends on your income and total available assets
  • May be used for nursing home care or home care, depending on the state.
  • In Pennsylvania, you may be eligible to use Medicaid funds to cover expenses related to home health care, allowing you or your loved one to retain independence for as long as possible. Check out our guide for receiving a PA Medicaid Waiver to help cover the cost of your care.

More From Our Blog

Contact us for dementia home care near Reading, Allentown, and Bethlehem, PA
By Staff Writer September 6, 2025
Discover why personalized care plans for dementia patients matter. Learn how tailored, adaptive strategies enhance quality of life at every stage.
Contact us for in home MS care in Berks, Bucks, Lehigh, Northampton Counties.
By Staff Writer August 23, 2025
Discover practical tips to make your home safer and more accessible for MS patients, including grab bars, better lighting, and easy access to essential areas.
Contact us for in home care in Berks, Bucks, Lehigh, Northampton Counties.
By Staff Writer August 16, 2025
Learn how to create a care plan for your loved one by discussing their needs, building a daily care checklist, and collaborating with healthcare professionals.
Contact us for senior home care in Berks, Bucks, Lehigh, Northampton Counties.
By Staff Writer August 6, 2025
Learn how caregivers enhance seniors’ quality of life with emotional support, meaningful activities, and collaboration with physical therapy for greater independence.
Contact us for in home care for your loved ones in Berks, Bucks, Lehigh, Northampton County.
By Staff Writer July 26, 2025
Stay connected with loved ones as you age. Discover simple ways to maintain strong relationships through calls, community groups, and social media.
Contact us for in home post hospital care in Berks, Bucks, Lehigh, Northampton County.
By Staff Writer July 15, 2025
Discover the vital role caregivers play in post-hospital recovery, from assisting with daily routines to monitoring progress and ensuring follow-up care compliance.
Contact us for Alzheimers and Dementia home care in Berks, Bucks, Lehigh, Northampton County.
By Staff Writer July 5, 2025
Discover strategies for communicating with loved ones with Alzheimer's, including using simple language, active listening, and maintaining composure during conversations.
Contact us for in-home care for seniors in Berks and Lehigh counties.
By Staff Writer June 21, 2025
Learn the key signs that an aging loved one may need in-home care, including mobility changes, daily task struggles, and memory issues.
Contact us for MS Home Care in Reading, Allentown, and surrounding areas.
By Staff Writer June 14, 2025
Discover how creating daily routines can help manage multiple sclerosis symptoms by reducing stress, boosting energy, and bringing stability to everyday life.
More Posts ▸